What the Texas Property and Casualty exam actually tests

Every question on the Texas General Lines Property and Casualty examination is written against a published content outline. If you know how that document is organized, you know what can and cannot be asked of you.

What does the content outline actually control?

The outline is the specification Pearson VUE writes questions from. It names every domain that can be tested and fixes how many scored questions each domain carries. Nothing outside the outline appears on the examination, and no domain gets more questions than the outline allocates to it.

How is the outline split?

Into two documents. The property and casualty general knowledge outline covers insurance product knowledge, terms, concepts and policy provisions that are not specific to any one state. The property and casualty agent state specific outline covers Texas statutes and rules.

The two are scored together as one examination, so a strong general section can carry a weak Texas section and the reverse is equally true.

How are the domains weighted?

Each outline section carries a fixed scored-question count, and those counts are published rather than estimated. The general knowledge outline is weighted towards types of policies and towards casualty policy types and bonds. The Texas outline splits between statutes and rules common to property and casualty insurance, and those pertinent to it.

The exact count for each domain is on the Texas Property and Casualty course page, taken from the current outline. Use those counts to decide where revision time goes, rather than dividing your time evenly across topics that are not evenly tested.

Which outline version applies to you?

The one in force on the day you sit. The current publication is #124401, effective from 2026-09-01. Pearson VUE publishes the outline inside the Texas Insurance Licensing Candidate Handbook, so when you download the handbook you are downloading the outline with it.

How should you use it when you revise?

Work down the outline rather than down a textbook contents page. For each lettered item, ask whether you could answer a multiple-choice question about it without looking anything up. The outline is granular enough that this is a practical exercise, and the items you cannot answer are your revision list.