The Texas General Lines Property and Casualty exam explained

The Texas General Lines Property and Casualty license lets you sell property and casualty insurance in Texas. Before the Texas Department of Insurance will issue one, you have to pass a single Pearson VUE examination. This guide sets out how that examination is built, how it is scored, and where it sits in the wider licensing process.

What is the Texas General Lines Property and Casualty exam?

It is a multiple-choice licensing examination administered by Pearson VUE on behalf of the Texas Department of Insurance. Its administrator code is InsTC-PC06. Passing it is one of the conditions TDI sets before it will issue a General Lines Property and Casualty agent license, and it is taken at a Pearson VUE test center.

How long is the exam and how many questions does it contain?

You are given 150 minutes and 145 questions. Of those, 130 count towards your result and 15 are unscored pretest items that Pearson VUE is trialling for future examinations. Pretest questions are mixed in with the scored ones and are not marked in any way, so you cannot tell them apart while you are sitting.

That matters for pacing. You have to treat every question as though it counts, because from where you are sitting there is no way to know which ones do.

How is the exam structured?

The examination has two parts. The general section covers insurance product knowledge that is not specific to any state. The Texas section covers the laws, rules, regulations and practices unique to Texas. Your score is not calculated for each part separately: the examination is scored as a whole.

The general section carries 100 scored questions and 10 pretest questions. The Texas section carries 30 scored questions and 5 pretest questions. You can see the full domain breakdown, with the scored-question count for each domain, on the Texas Property and Casualty course page.

How is it scored?

Raw scores are converted into scaled scores on a range of 0 to 100, and the passing score is set by the Texas Department of Insurance together with Pearson VUE. The scaled score you receive is not the number of questions you answered correctly, and it is not a percentage of the questions you answered correctly.

The conversion exists because there are several versions of each examination, and they vary slightly in difficulty. Scaling puts every candidate on a common reporting scale regardless of which version they happened to sit.

Which content outline applies?

Your examination is built from the content outline in force on the day you sit, not the one that was in force when you started studying. The current publication is #124401, effective from 2026-09-01. Revising against a superseded outline is one of the more avoidable ways to lose marks.

What happens if you do not pass?

A candidate who fails can schedule a new examination within one day, and there is no limit on the number of attempts on the same examination. You pay the examination fee again for each attempt, so the practical constraint is cost and time rather than a formal cap.

Where the exam sits in the licensing process

Passing is a step, not the finish. The Texas Department of Insurance requires you to be at least eighteen years old, to have passed the examination where one is required, and to submit a completed application with the fee and a fingerprint receipt within twelve months of passing. Miss that window and you sit the examination again.